Consultant | SEO | CRYpto

Consensus Advisers

Online Reputation Management

Fiat 2 Crypto on/off Ramps

About Me

Ryan is a distinguished business professional with extensive expertise in embedded finance, financial technology ​(fintech), online reputation management, website design, search engine optimization (SEO), and global payments. His ​diverse background encompasses pivotal roles at industry-leading organizations, including Wells Fargo, Worldpay, FIS, ​Sila Money, and AeroPay. Known for his strategic insights and innovative approach, Ryan is dedicated to transforming ​the financial landscape and empowering disruptor companies to thrive in an increasingly digital world.

Career Journey

Ryan began his career at Wells Fargo, one of the largest financial institutions in the United States. Here, he gained ​invaluable experience in customer service and banking operations, providing him with a solid foundation in traditional ​finance. During his tenure at Wells Fargo, Ryan's analytical skills shone as he identified inefficiencies within the ​bank's processes, leading to enhanced operational workflows and improved customer satisfaction. His time at Wells ​Fargo ingrained in him the importance of customer-centric service—a principle that would guide his future endeavors ​in fintech.

Next, Ryan took his skills to Worldpay, a global payments leader where he played a crucial role in developing innovative payment solutions. In this position, he ​focused on streamlining transaction processes and enhancing security features. His direct engagement with clients allowed him to understand their pain points and ​customize solutions that drove customer loyalty and increased transaction success rates. This experience solidified Ryan's belief in the necessity of evolving ​payment platforms to adapt to the ever-changing demands of consumers.

Consulting Experience

Embracing the world of consulting, Ryan utilized his expertise to advise various clients in navigating the complexities of online reputation management and ​technology integration. As an outside consultant, he worked with businesses to develop strategies that improved their online presence while effectively managing ​public perception. His capacity for assessing unique client challenges set him apart, allowing him to craft tailored solutions that not only addressed current issues ​but also equipped firms for future success.

A Focus on Embedded Finance at FIS/Sila Money and AeroPay

Ryan’s journey continued at FIS, where he shifted his focus to embedded finance. Here, he helped clients integrate advanced fintech solutions into their existing ​infrastructures. Ryan took pride in educating businesses on the advantages of embedded finance, helping them leverage technology to create seamless and ​personalized customer experiences. His ability to translate complex financial technology into accessible solutions made him a trusted advisor. Ryan’s work at FIS ​exemplified his commitment to empowering institutions to innovate and thrive in a competitive landscape.

Consensus Advisors

A Boutique FinTech Advisory Firm

Banking-as-a-Service (BaaS)

PrePaid Card Services

Payments/Global Acquiring

• Know your Customer (KYC)
• Data Aggregation
  
• For the Benefit of Accounts (FBO)
• Money Services Business (MSB)
• Money Transmitter Licenses
• Flow of Funds Diagrams
• Virtual Account Creation
  

• General Purpose Reloadable
• MCC Restrictive Cards
  
• College/Child Card Accounts
  

• Credit/Debit acceptance
• Alternative Payment Networks (APMs))
  
• Foreign Exchange (FX)
• FedNow & RTP
• PinDebit Payments
  

Stronghold Reputation Defense

Supporting Corporate and Individual Clients

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